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"Tujuan penelitian ini adalah untuk mengetahui seberapa besar pengaruh Tabungan Haji Mabrur yang dilakukan Bank Syariah Mandiri terhadap peningkatan dana pihak ketiga yang dicapai Bank Syariah Mandiri dengan pendekatan bauran pemasaran (produk, harga ,lokasi dan promosi) dan hubungan faktor demografi dengan tingkat pencapaian dana pihak ketiga dan Bauran Pemasaran.Metode penelitian dan pengumpulan data yang digunakan adalah menggunakan kuesioner dengan teknik analisa deskriptif statistik dan analisa regresi liner berganda terhadap 100 responden nasabah Tabungan Haji Mabrur Bank Syariah Mandiri di Cabang Thamrin dan unit dibawahnya (1 Cabang Pembantu dan 5 Kantor Kas).Dari hasil penelitian dapat disimpulkan dengan hasil R2 = 80.6% dengan tingkat signifikan pada level alpha 5% diperoleh bahwa produk, harga, lokasi dan promosi pada Tabungan Haji Mabrur mempengaruhi pencapaian dana pihak ketiga Bank Syariah. Lokasi pada Tabungan Haji Mabrur mempunyai pengaruh yang paling dominan terhadap pencapaian dana pihak ketiga Bank Syariah Mandiri. Harga pada Tabungan Haji mempunyai pengaruh yang kurang dominan terhadap pencapaian dana pihak ketiga Bank Syariah Mandiri. Pengaruh yang diberikan oleh masing-masing variabel bauran pemasaran faktor tersebut mempunyai nilai positif yang berarti setiap peningkatan variabel bauran pemasaran memberikan pengaruh positif terhadap peningkatan dana pihak ketiga.

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The objective of this research is to find out the correlation of Hajj Saving Account to the volume of customers deposits in BSM, using the marketing mix approached (product, price, place and promotion) and the correlation of demographic factors to the volume of Hajj Saving Account and marketing mix.Research method and data collection used in this research was based on questionnaire with the analyst technique of descriptive statistics and multiple regression analysis, collected from 100 respondents of Hajj Saving Account depositors in BSM (Jakarta-Thamrin Main Branch and 5 branches under its supervision).The result of this research, with R2=80,6% and significant level 5%, is that marketing mix in Hajj Saving Account influences the volume of total deposits in BSM. Place is the most dominant factor while Price is the less dominant factor. Each factor of marketing mix has positive correlation to volume of total deposits in BSM. It means that the increasing of each factor independently increase the volume of total deposits."

"The economic growth of the country is inseparable from the development of its financial sector. Therefore, this research attempted to prove the existence of causality between financial sector and economic growth in Indonesia using data between Q1 of 1996 to Q4 of 2006. The variables used as proxy for financial sector are monetization, private credit, total deposits, stock market capitalism, and stock market value traded?while the real GDP is used as a proxy for economic growth. This research aims to determine which variable is the most dominant influence in the shock given in causality result.This research methodology used Vector Error Correction Model (VECM) and Granger causality. VECM is used to find out the dominant variable that gave shock, while Granger causality is used to detect the causality between variables. Granger causality test shows the existence of one way causality between real GDP and private credit, total deposit, and stock market value traded. These causalities come from three sources. First, from real GDP to private credit; second, from real GDP to stock market value traded; and the last, from total deposit to real GDP. Meanwhile, VECM test shows the result that the economic growth can be a boosting factor for Indonesian financial sector growth. Moreover, the dominant variable in creating shock on economic growth is stock market value traded.The Granger causality estimation shows that there are one-way causalities between real GDP and private credit, total deposit, and stock market value traded."

"Penelitian ini dilakukan dengan proses deposisi dan evaporasi bahan bakar diesel yang dilakukan secara berulang pada sebuah pelat panas. Pelat dipanaskan dengan variasi temperatur di dalam ruang tertutup sehingga kondisinya mendekati kondisi riil pada engine. Pengujian ini menggunakan hot room temperature test rig. Dari pengujian ini, pengaruh temperatur terhadap pertumbuhan dan karakteristik deposit dapat diamati. Penelitian ini lebih mengarah ke jumlah deposit. Jumlah deposit yang berbeda di setiap temperatur dapat menunjukkan temperatur yang optimal untuk mengendalikan pertumbuhan deposit.

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Repetitive process of diesel fuel deposition and evaporation on hot plate are done in this study. The plate was heated at various temperature in closed systems for approaching the real engine condition. This process was done in hot room temperature test rig. Effect of temperature to deposits growth and characteristic could be observed through this repetitive process. Then, the aim of this study is more likely to total deposits. Total deposits structure at every temperature could show the optimum temperature to control the deposits growth."