Hambatan bagi pemenang lelang untuk menikmati hak haknya di Indonesia terhadap barang tidak bergerak yang disita dan dilelang oleh bank (studi kasus putusan Pengadilan Negeri Bandung No. 395/Pdt.G.2012/PN.Bdg) = The obstacles for auction winners to enjoy their rights in indonesia regarding immovable goods confiscated and auctioned by the bank case study of bandung district court decision No. 395 Pdt.Gg/2012 PN.Bdg / Wenardi Wirawan