Analisis penetapan tarif premi asuransi harta benda berdasarkan surat edaran otoritas jasa keuangan (OJK) No. Se-06/D.05/2013 ditinjau dari hukum persaingan usaha = Analysis on price fixing of premium rate in property insurance based on the financial service authority (OJK) Circular Number Se-06/D.05/2013 according to antitrust law