Pengalihan Piutang Kredit Pemilikan Rumah (KPR) Oleh Debitur Melalui Perjanjian Jual Beli Atas Tanah Dan Bangunan Saat Masih Berkedudukan Sebagai Agunan Bank (Studi Putusan Pengadilan Bale Bandung Nomor 194/PDT.G/2017/PN.BLB) = The Transition of House Ownership Credit (KPR) Receivables by the Debtor through a Sale and Purchase Agreement of Land and Building while Still Down as Bank Collateral ( A study of Bale Bandung Court Verdict number 194/PDT.G/2017/PN.BLB)