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"The complete guide to investing in foreclosures offers practical, proactive strategies for buying and selling foreclosed properties at a huge profit -- without taking undue risks that can quickly turn a promising real estate portfolio into a mess. The book shows readers how to find properties in all stages of foreclosure -- often before they become public knowledge -- and how to focus on real value, not just price. Investors will learn how to take advantage of little-known alternatives not thoroughly covered by most competitive books, including HUD, VA, SBA and IRS properties, Fannie Mae and Freddie Mac foreclosures, pre- and post-foreclosure opportunities, and much, much more. The Complete Guide to Investing in Foreclosures doesn't just offer the best strategies for individual foreclosures, it also presents a workable plan for developing a full-fledged investment program -- all in the reader's spare time. Packed with value assessment tools, lead generation strategies, step-by-step processes, and the all-important 7 Caveats of Investing in Foreclosures, this is a must-have resource for first-time and veteran real estate investors alike."

"Survei yang dilakukan World Economic Forum pada 2017 menyebutkan bahwa inefisiensi birokrasi menjadi penghambat dalam mendukung kemudahan berusaha. Di Indonesia, delayering birokrasi merupakan strategi untuk meningkatkan kecepatan pengambilan keputusan dengan cara menghapus posisi manajemen tingkat menengah dan digantikan dengan jabatan fungsional. Studi ini menyoroti tingkat kesiapan individu dalam menghadapi penyederhanaan birokrasi dengan mengevaluasi pengaruh persepsi dukungan organisasi, budaya belajar, komitmen kepada organisasi dan kepercayaan kepada pimpinan terhadap kesiapan individu untuk berubah. Peran mediasi komitmen organisasi dan kepercayaan terhadap pimpinan organisasi akan melengkapi analisis dalam penelitian ini. Penelitian ini bertujuan untuk membantu manajemen dalam mengidentifikasi dan merumuskan strategi perubahan pada organisasi sektor publik. Penelitian dengan metode kuantitatif dilakukan kepada lebih dari 200 responden pegawai negeri sipil yang menduduki jabatan manajemen tingkat menengah di Kementerian Keuangan dan berpotensi terdampak atas inisiatif delayering. Penelitian ini berhasil mengungkapkan bahwa persepsi dukungan organisasi, budaya belajar dan kepercayaan terhadap pimpinan organisasi berpengaruh positif terhadap tingkat kesiapan individu untuk berubah.

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A survey conducted by the World Economic Forum in 2017 stated that bureaucratic inefficiency is an obstacle in supporting the ease of doing business. In Indonesia, delayering the bureaucratic structure is the strategy to increase the speed decision-making. This initiative resulted in the abolition of middle-level management positions and replacement with specialist positions. This study highlights the level of individual readiness in dealing with bureaucratic simplification by evaluating the effect of perceived organizational support, learning culture, organizational commitment, and trust in management on individual readiness to change. The mediating role of organizational commitment and trust in management will complete the analysis in this research. This study aims to assist management in identifying and formulating change strategies in public sector institutions. Quantitative research has been used in this study which administered questionnaires to more than 200 civil servants who served in middle-level management positions at the Ministry of Finance and potentially have to experience delayering. The findings reveal that perceptions of organizational support, learning culture, and trust in organizational leaders positively affect individual readiness to change. "

"Fenomena underpricing terjadi pada hampir di seluruh pasar modal di dunia, termasuk Indonesia, namun dengan tingkat yang bervariasi. Skripsi ini membahas tentang analisis fenomena underpricing pada perusahaan yang melakukan penawaran saham perdana di Bursa Efek Indonesia, dan bertujuan untuk membuktikan fenomena underpricing yang terjadi pada perusahaan yang melakukan IPO pada periode 1998 - 2010 sekaligus mempelajari faktor-faktor yang mempengaruhinya. Peneliti menggunakan regresi berganda dalam perhitungannya dan variabel yang diteliti adalah umur perusahaan, ukuran perusahaan, proporsi penawaran perdana, jenis industri, return on asset, financial leverage, earning per share, reputasi auditor, reputasi underwriter dan tujuan penggunaan dana investasi.Hasil pengujian membuktikan bahwa dari variabel-variabel yang digunakan, hanya reputasi auditor dan ukuran perusahaan yang secara signifikan berpengaruh terhadap tingkat underpricing, dengan arah hubungan negatif untuk ukuran perusahaan dan positif untuk reputasi auditor. Secara bersama-sama seluruh variabel berpengaruh terhadap underpricing.

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Underpricing phenomenon occurs in almost all the world's capital markets, including Indonesia, but with varying levels of underpricing. This research discuss about analysis phenomenon of underpricing that occurs in companies that do in initial public offering in indonesia stock exchange and the aims are to prove the phenomenon of underpricing that occurs in companies that do an IPO on 1998 - 2010 at once study factors that affecting underpricing. Researchers used multiple regression in its calculation and variable which studied are company age, company size, the proportion of offers, type of industry, return on asset, financial leverage, earning per share, auditor reputation, underwriter reputation, and the intended use of investment funds.

Result of this study prove that from all variable used, only auditor reputation and company size that significantly affect the level undepricing, with a negative relationship for company size and positive relationship for auditor reputation. Taken together, all variables affect the level of underpricing."