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"E-commerce di Indonesia tidak hanya berkembang pesat namun juga inovatif. Live-streaming kini menjadi alat pemasaran bisnis dan kekuatan yang kemudian mendorong pertumbuhan dan perkembangan penjualan e-commerce. Penelitian ini bertujuan untuk memahami fak­­tor-faktor yang memengaruhi pembelian impulsif dalam live streaming commerce (LSC) di Indonesia menggunakan pendekatan model ELM (Elaboration Likelihood Model) dan teknik analisis Smart PLS 4 dengan model reflektif normatif.Hasil penelitian menunjukkan bahwa kredibilitas streamer, penularan resonansi, dan emotional support secara positif memengaruhi keterlibatan pelanggan (customer engagement), yang pada gilirannya memengaruhi kecenderungan pembelian impulsif. Kualitas informasi produk dan kualitas interaksi streamer tidak menunjukkan pengaruh yang signifikan terhadap pembelian impulsif.Customer engagement terbukti memediasi hubungan antara kredibilitas streamer, penularan resonansi, dan emotional support dengan kecenderungan pembelian impulsif. Kecenderungan mencari penawaran memoderasi hubungan antara customer engagement dan kecenderungan pembelian impulsif, di mana hubungan ini menjadi lebih kuat ketika pelanggan semakin responsif terhadap penawaran.

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The e-commerce landscape in Indonesia is not only rapidly expanding but also highly innovative. Live streaming has emerged as a powerful marketing tool for businesses, driving the growth and development of e-commerce sales. This study delves into the factors influencing impulsive buying in live streaming commerce (LSC) in Indonesia, employing the Elaboration Likelihood Model (ELM) approach and Smart PLS 4 analysis technique with a normative reflective model.

Key findings reveal that streamer credibility, resonance contagion, and emotional support positively influence customer engagement, which in turn impacts impulsive buying tendency. Interestingly, product information quality and streamer interaction quality do not exhibit a significant direct effect on impulsive buying. These findings suggest that in the context of LSC, impulsive purchasing decisions are driven more by emotional and social factors rather than product-related information or streamer interaction dynamics.

Customer engagement emerges as a crucial mediator between streamer credibility, emotional support, and impulsive buying tendency, highlighting its pivotal role in bridging these factors and influencing impulsive purchasing behavior. Additionally, deal-seeking tendency moderates the relationship between customer engagement and impulsive buying tendency, indicating that the strength of this relationship is amplified when customers are more susceptible to deals and promotions."

"Perkembangan teknologi e-commerce menjadi salah satu kemudahan manusia dalam bertransaksi di dunia online. Salah satu fitur yang berkembang dalam teknologi pada e-commerce yaitu live streaming shopping, dimana fitur ini dapat menciptakan ruang virtual bagi penjual untuk melakukan siaran dan menyediakan alur interaksi untuk mendapat keterikatan pelanggan. Human computer interaction (HCI) yang terjadi pada live streaming shopping ini menghasilkan adanya hubungan antara pelanggan dan fitur-fitur teknologi yang ada didalamnya melalui affordance. Dalam live streaming shopping, visibility affordance, metavoicing affordance, dan guidance shopping affordance merupakan faktor yang terkandung di dalam IT affordance. Oleh karena itu tujuan penelitian ini adalah untuk menganalisis tingkatan dimensi IT affordance dan customer engagement pada pengguna Shopee Live di Jakarta dimana Shopee adalah pemimpin lingkungan live streaming shopping di tanah air. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan teknik pengumpulan data melalui survei yang disebar melalui platform Google Form. Data yang terkumpul sebanyak 139 responden yang kemudian diolah dengan statistik deskriptif menggunakan IBM SPSS 25. Hasil penelitian ini menunjukan tingkat dimensi IT affordance dan customer engagement pada pengguna Shopee Live di Jakarta adalah tinggi.

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The evolution of e-commerce technology has become one of the human facilities in transactions in the online world. One of the emerging features of technology in ecommerce is live streaming shopping, where this feature can create a virtual space for sellers to broadcast and provide a stream of interaction to gain customer engagement. Human computer interaction (HCI) that occurs on live streaming shopping produces a connection between the customer and the features of technology in it through affordance. In live streaming shopping, visibility affordance, metavoicing affordance, and guidance shopping affordance are factors that are contained in IT afforadance. Therefore, the aim of this research is to analyze the level of IT of affordance and customer engagement dimension on Shopee Live users in Jakarta where Shopee is the leader of the live streaming shopping environment in Indonesia. This research is descriptive quantitative research with data collection techniques through surveys distributed through the Google Form. The data collected 139 respondents then processed with descriptive statistics using IBM SPSS 25. The results of this research show the level of IT affordance and customer engagement dimension on Shopee Live users in Jakarta is high."

"Penelitian ini dilaksanakan dengan maksud untuk mengetahui faktor-faktor perceived value seperti utilitarian value, hedonic value, dan social value yang dapat mempengaruhi customer purchase intention dengan dimediasi oleh variabel customer trust in product dan variabel customer trust in streamer dalam konteks live streaming e-commerce. Penelitian ini dilakukan dengan metode kuantitatif dengan menganalisis data yang terkumpul sebanyak 250 responden dengan bantuan alat survey google form. Kriteria responden yang menjadi subjek penelitian ini merupakan warga negara indonesia yang berumur 17 tahun keatas dan memiliki pengalaman pernah menonton live streaming e-commerce. Analisis dilakukan dengan menggunakan metode Partial Least Square Structural Equation Modeling menggunakan SPSS dan SmartPLS. Hasil dari penelitian ini menemukan bahwa utilitarian value tidak berpengaruh secara signifikan kepada trust in streamer dan hedonic value tidak berpengaruh secara signifikan kepada trust in product. Adapun jalur tidak langsung yang menunjukan pengaruh yang paling signifikan adalah pada jalur hedonic value terhadap customer purchase intention.

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This research was conducted to identify the perceived value factors such as utilitarian value, hedonic value, and social value that can influence customer purchase intention, mediated by the variables of customer trust in the product and customer trust in the streamer within the context of e-commerce live streaming. The study employed a quantitative method, analyzing data collected from 250 respondents through a Google Form survey. The criteria for the respondents included being Indonesian citizens aged 17 and above with experience watching e-commerce live streams. The analysis was performed using the Partial Least Square Structural Equation Modeling method with SPSS and SmartPLS. The results of this research found that utilitarian value does not have a significant effect on trust in streamer and hedonic value does not have a significant effect on trust in product. The most significant indirect path is from hedonic value to customer purchase intention.

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"Seiring perkembangan e-commerce yang terus berlanjut, peran platform media sosial telah berkembang secara signifikan menjadi sebuah marketplace yang dapat memiliki kekuatan tersendiri dalam mendominasi pasar atau disebut social commerce. Dalam konteks ini, keberadaan digital celebrities di media sosial memiliki pengaruh yang signifikan terhadap perilaku konsumen, melalui dukungan dan interaksi mereka yang membentuk keputusan pembelian. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi perilaku konsumen dalam pembelian impulsif di social commerce. Beberapa faktor diuji: social interaction, website ease of use, perceived usefulness, positive affect, parasocial relationship with digital celebrities, dan sale proneness. Menggunakan kuesioner online, penelitian ini berhasil mengumpulkan data dari 303 pengguna aplikasi TikTok yang sering menggunakan fitur TikTok Shop. Model Persamaan Struktural (SEM) digunakan untuk menganalisis data dan hasil penelitian ini menunjukkan bahwa interaksi sosial, hubungan parasosial dengan selebriti digital, dan sale proneness terbukti memengaruhi dorongan untuk membeli secara impulsif sehingga akhirnya melakukan perilaku pembelian impulsif.

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As e-commerce continues to evolve, the role of social media platforms has developed significantly into a marketplace that can independently wield its own power in dominating the market, known as social commerce. In this context, the presence of digital celebrities on social media has a significant influence on consumer behavior, through their endorsements and interactions that shape purchasing decisions. This study aims to analyze factors that influence consumers' impulse buying behavior in social commerce. Several factors were tested: social interaction, website ease of use, perceived usefulness, positive affect, parasocial relationship with digital celebrities, and sale proneness. Using an online questionnaire, this study successfully collected data from 303 TikTok app users who frequently use the TikTok Shop feature. Structural Equation Model (SEM) was used to analyze the data and the results of this study indicate that social interactions, parasocial relationships with digital celebrities, and sale proneness are proven to influence the urge to buy impulsively, resulting in impulse buying behavior."

"TikTok merupakan salah satu media sosial yang sedang populer di Indonesia. TikTok telah merambah menjadi social commerce melalui salah satu layanan yang sedang populer yaitu live shopping. Live shopping merupakan bentuk baru dari e-commerce yang dilakukan melalui platform siaran langsung. Live shopping memberikan kemudahan interaksi yang terjadi antara penonton dan penjual (streamer) secara real-time. Kelebihan tersebut dapat menutupi permasalahan yang sering dirasakan konsumen dalam proses pembelian online yaitu keraguan terhadap produk. Penelitian ini bertujuan untuk mengidentifikasi karakteristik live shopping TikTok yang memengaruhi intensi pembelian dan Word of Mouth (WOM) melalui perantara dimensi emosional. Teori yang digunakan pada penelitian ini adalah teori PAD (Pleasure Arousal Dominance). Penelitian ini menggunakan metode analisis Covariance-Based Structural Equation Modelling (CB-SEM) dan mengolah data menggunakan program AMOS 26, IBM SPSS Statistics 26, dan Google Sheet. Data responden yang valid dan digunakan hingga tahap analisis berjumlah 677 responden. Hasil penelitian menunjukkan bahwa karakteristik dari live shopping TikTok yang berpengaruh secara signifikan terhadap pleasure dan arousal adalah visibility, sedangkan dominance dipengaruhi oleh ubiquity dan interactivity. Selanjutnya, pleasure memengaruhi secara signifikan intensi pembelian dan WOM, arousal hanya memengaruhi intensi pembelian, dan dominance hanya memengaruhi WOM. Hasil penelitian ini berkontribusi sekaligus memperkaya literatur terkait live shopping dengan menemukan keterkaitan antara karakteristik live shopping dengan intensi pembelian dan WOM. Penelitian ini memiliki implikasi yang dapat digunakan oleh pemangku kepentingan platform TikTok Live Shopping agar menjadi platform live shopping yang paling unggul di dalam industri live shopping yang kini semakin kompetitif.

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As one of Indonesia's most popular social media, TikTok has penetrated into social commerce, where live shopping is one of the services currently growing rapidly. Live shopping is a new e-commerce form carried out through live broadcast platforms. Live shopping makes it easy for interactions that occur between viewers and streamers. These advantages can cover the problems often felt by consumers in the online buying process, namely product uncertainty. This study aims to identify the characteristics of live shopping that influence purchase intention and Word of Mouth (WOM) on TikTok live shopping through emotional dimension aspects. The theory used in this study is PAD theory (Pleasure Arousal Dominance). This study used the Covariance-Based Structural Equation Modeling (CB-SEM) method and processed data using the AMOS 26, IBM SPSS Statistics 26, and Google Sheets. The total of respondents used for the analysis process is 677 respondents. The results showed that visibility is a characteristic of live shopping on TikTok that has a significant effect on pleasure and arousal. In contrast, the characteristics of ubiquity and interactivity influence dominance. Furthermore, pleasure significantly influences purchase intention and WOM, whereas arousal only influences purchase intention, and dominance only influences WOM. By establishing a connection between live shopping characteristics, purchase intention, and WOM, the study's findings add to and extend the literature on live shopping. Additionally, the stakeholders of the TikTok Live Shopping platform can use the research conclusions to help it become the best live shopping platform in the increasingly competitive industry."

"TikTok merupakan salah satu media sosial yang sedang populer di Indonesia. TikTok telah merambah menjadi social commerce melalui salah satu layanan yang sedang populer yaitu live shopping. Live shopping merupakan bentuk baru dari e-commerce yang dilakukan melalui platform siaran langsung. Live shopping memberikan kemudahan interaksi yang terjadi antara penonton dan penjual (streamer) secara real-time. Kelebihan tersebut dapat menutupi permasalahan yang sering dirasakan konsumen dalam proses pembelian online yaitu keraguan terhadap produk. Penelitian ini bertujuan untuk mengidentifikasi karakteristik live shopping TikTok yang memengaruhi intensi pembelian dan Word of Mouth (WOM) melalui perantara dimensi emosional. Teori yang digunakan pada penelitian ini adalah teori PAD (Pleasure Arousal Dominance). Penelitian ini menggunakan metode analisis Covariance-Based Structural Equation Modelling (CB-SEM) dan mengolah data menggunakan program AMOS 26, IBM SPSS Statistics 26, dan Google Sheet. Data responden yang valid dan digunakan hingga tahap analisis berjumlah 677 responden. Hasil penelitian menunjukkan bahwa karakteristik dari live shopping TikTok yang berpengaruh secara signifikan terhadap pleasure dan arousal adalah visibility, sedangkan dominance dipengaruhi oleh ubiquity dan interactivity. Selanjutnya, pleasure memengaruhi secara signifikan intensi pembelian dan WOM, arousal hanya memengaruhi intensi pembelian, dan dominance hanya memengaruhi WOM. Hasil penelitian ini berkontribusi sekaligus memperkaya literatur terkait live shopping dengan menemukan keterkaitan antara karakteristik live shopping dengan intensi pembelian dan WOM. Penelitian ini memiliki implikasi yang dapat digunakan oleh pemangku kepentingan platform TikTok Live Shopping agar menjadi platform live shopping yang paling unggul di dalam industri live shopping yang kini semakin kompetitif.

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As one of Indonesia's most popular social media, TikTok has penetrated into social commerce, where live shopping is one of the services currently growing rapidly. Live shopping is a new e-commerce form carried out through live broadcast platforms. Live shopping makes it easy for interactions that occur between viewers and streamers. These advantages can cover the problems often felt by consumers in the online buying process, namely product uncertainty. This study aims to identify the characteristics of live shopping that influence purchase intention and Word of Mouth (WOM) on TikTok live shopping through emotional dimension aspects. The theory used in this study is PAD theory (Pleasure Arousal Dominance). This study used the Covariance-Based Structural Equation Modeling (CB-SEM) method and processed data using the AMOS 26, IBM SPSS Statistics 26, and Google Sheets. The total of respondents used for the analysis process is 677 respondents. The results showed that visibility is a characteristic of live shopping on TikTok that has a significant effect on pleasure and arousal. In contrast, the characteristics of ubiquity and interactivity influence dominance. Furthermore, pleasure significantly influences purchase intention and WOM, whereas arousal only influences purchase intention, and dominance only influences WOM. By establishing a connection between live shopping characteristics, purchase intention, and WOM, the study's findings add to and extend the literature on live shopping. Additionally, the stakeholders of the TikTok Live Shopping platform can use the research conclusions to help it become the best live shopping platform in the increasingly competitive industry."

"TikTok merupakan salah satu media sosial yang sedang populer di Indonesia. TikTok telah merambah menjadi social commerce melalui salah satu layanan yang sedang populer yaitu live shopping. Live shopping merupakan bentuk baru dari e-commerce yang dilakukan melalui platform siaran langsung. Live shopping memberikan kemudahan interaksi yang terjadi antara penonton dan penjual (streamer) secara real-time. Kelebihan tersebut dapat menutupi permasalahan yang sering dirasakan konsumen dalam proses pembelian online yaitu keraguan terhadap produk. Penelitian ini bertujuan untuk mengidentifikasi karakteristik live shopping TikTok yang memengaruhi intensi pembelian dan Word of Mouth (WOM) melalui perantara dimensi emosional. Teori yang digunakan pada penelitian ini adalah teori PAD (Pleasure Arousal Dominance). Penelitian ini menggunakan metode analisis Covariance-Based Structural Equation Modelling (CB-SEM) dan mengolah data menggunakan program AMOS 26, IBM SPSS Statistics 26, dan Google Sheet. Data responden yang valid dan digunakan hingga tahap analisis berjumlah 677 responden. Hasil penelitian menunjukkan bahwa karakteristik dari live shopping TikTok yang berpengaruh secara signifikan terhadap pleasure dan arousal adalah visibility, sedangkan dominance dipengaruhi oleh ubiquity dan interactivity. Selanjutnya, pleasure memengaruhi secara signifikan intensi pembelian dan WOM, arousal hanya memengaruhi intensi pembelian, dan dominance hanya memengaruhi WOM. Hasil penelitian ini berkontribusi sekaligus memperkaya literatur terkait live shopping dengan menemukan keterkaitan antara karakteristik live shopping dengan intensi pembelian dan WOM. Penelitian ini memiliki implikasi yang dapat digunakan oleh pemangku kepentingan platform TikTok Live Shopping agar menjadi platform live shopping yang paling unggul di dalam industri live shopping yang kini semakin kompetitif.

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As one of Indonesia's most popular social media, TikTok has penetrated into social commerce, where live shopping is one of the services currently growing rapidly. Live shopping is a new e-commerce form carried out through live broadcast platforms. Live shopping makes it easy for interactions that occur between viewers and streamers. These advantages can cover the problems often felt by consumers in the online buying process, namely product uncertainty. This study aims to identify the characteristics of live shopping that influence purchase intention and Word of Mouth (WOM) on TikTok live shopping through emotional dimension aspects. The theory used in this study is PAD theory (Pleasure Arousal Dominance). This study used the Covariance-Based Structural Equation Modeling (CB-SEM) method and processed data using the AMOS 26, IBM SPSS Statistics 26, and Google Sheets. The total of respondents used for the analysis process is 677 respondents. The results showed that visibility is a characteristic of live shopping on TikTok that has a significant effect on pleasure and arousal. In contrast, the characteristics of ubiquity and interactivity influence dominance. Furthermore, pleasure significantly influences purchase intention and WOM, whereas arousal only influences purchase intention, and dominance only influences WOM. By establishing a connection between live shopping characteristics, purchase intention, and WOM, the study's findings add to and extend the literature on live shopping. Additionally, the stakeholders of the TikTok Live Shopping platform can use the research conclusions to help it become the best live shopping platform in the increasingly competitive industry."

"Pesatnya perkembangan layanan streaming musik atau Music Streaming Services (MSS) membentuk kenormalan baru dalam cara kita menikmati musik. Spotify telah memimpin pangsa pasar MSS di dunia walau kompetisi semakin kuat dalam memenuhi kebutuhan pengguna. Kebutuhan tersebut berkaitan erat dengan technology affordance atau apa yang layanan dapat penuhi sesuai persepsi dan tujuan penggunanya. Dengan memahami aspek technology affordance dari layanannya, Spotify dan penyedia MSS mampu menemukan solusi untuk meningkatkan retensi penggunanya serta pendapatannya keseluruhan. Penelitian yang dijalankan memiliki tujuan untuk mengetahui faktor-faktor terkait technology affordance dari layanan MSS serta pengaruhnya terhadap niat pengguna untuk tetap menggunakan dan berlangganan layanan premium dari MSS, khususnya Spotify. Penelitian mengidentifikasi technology affordance dari MSS melalui pendekatan grounded theory. Terdapat empat faktor utama technology affordance dari MSS, yaitu exploration, listening control, playlisting, serta social connectivity. Penelitian dilanjutkan dengan mengintegrasikan temuan tersebut dengan expectation-confirmation model (ECM) dan melakukan analisis kuantitatif menggunakan PLS-SEM pada 321 pengguna Spotify. Didapatkan bahwa subscription intention pengguna dipengaruhi oleh continuance intention. Selanjutnya, continuance intention dipengaruhi oleh perceived usefulness serta satisfaction dimana kedua hal tersebut dipengaruhi oleh confirmation. Terakhir, perceived usefulness dipengaruhi oleh seluruh aspek technology affordance dari MSS dimana dua faktor affordance dengan pengaruh terbesar yaitu exploration affordance dan listening control affordance. Penelitian ini mampu dikembangkan lebih lanjut dan mampu menjadi saran praktis bagi penyedia layanan MSS dalam mengembangkan layanan yang berfokus pada pengguna.

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The rapid growth of music streaming services (MSS) has shaped the new normal of how we listen to music. Spotify has been leading the global MSS market in terms of market share, even though the competition is getting tougher in fulfilling the user's needs. User's needs are heavily linked to technology affordance, which concerns what a service could afford based on the user's perception and goals. By understanding the technology affordance of their service, Spotify and other MSS providers can formulate a solution that could boost user retention and their overall revenue. The study aims to identify the technology affordance of MSS and how it affects the user’s continuance intention and subscription intention, especially on Spotify. The study identified MSS technology affordances through grounded theory approaches. There are four key technology affordances of MSS: exploration, listening control, playlisting, and social connectivity. The study continued with the integration of MSS technology affordances with expectation-confirmation model (ECM). It was found that subscription intention is influenced by continuance intention, continuance intention is influenced by perceived usefulness and satisfaction, in which these two factors are influenced by confirmation. Lastly, perceived usefulness was influenced by all of the identified MSS technology affordances, in which two factors with the greatest influence were exploration affordance and listening control affordance. The study findings could be developed for future research and stand as suggestions for MSS providers to develop user-centered services."

"Pesatnya perkembangan layanan streaming musik atau Music Streaming Services (MSS) membentuk kenormalan baru dalam cara kita menikmati musik. Spotify telah memimpin pangsa pasar MSS di dunia walau kompetisi semakin kuat dalam memenuhi kebutuhan pengguna. Kebutuhan tersebut berkaitan erat dengan technology affordance atau apa yang layanan dapat penuhi sesuai persepsi dan tujuan penggunanya. Dengan memahami aspek technology affordance dari layanannya, Spotify dan penyedia MSS mampu menemukan solusi untuk meningkatkan retensi penggunanya serta pendapatannya keseluruhan. Penelitian yang dijalankan memiliki tujuan untuk mengetahui faktor-faktor terkait technology affordance dari layanan MSS serta pengaruhnya terhadap niat pengguna untuk tetap menggunakan dan berlangganan layanan premium dari MSS, khususnya Spotify. Penelitian mengidentifikasi technology affordance dari MSS melalui pendekatan grounded theory. Terdapat empat faktor utama technology affordance dari MSS, yaitu exploration, listening control, playlisting, serta social connectivity. Penelitian dilanjutkan dengan mengintegrasikan temuan tersebut dengan expectation-confirmation model (ECM) dan melakukan analisis kuantitatif menggunakan PLS-SEM pada 321 pengguna Spotify. Didapatkan bahwa subscription intention pengguna dipengaruhi oleh continuance intention. Selanjutnya, continuance intention dipengaruhi oleh perceived usefulness serta satisfaction dimana kedua hal tersebut dipengaruhi oleh confirmation. Terakhir, perceived usefulness dipengaruhi oleh seluruh aspek technology affordance dari MSS dimana dua faktor affordance dengan pengaruh terbesar yaitu exploration affordance dan listening control affordance. Penelitian ini mampu dikembangkan lebih lanjut dan mampu menjadi saran praktis bagi penyedia layanan MSS dalam mengembangkan layanan yang berfokus pada pengguna.

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The rapid growth of music streaming services (MSS) has shaped the new normal of how we listen to music. Spotify has been leading the global MSS market in terms of market share, even though the competition is getting tougher in fulfilling the user's needs. User's needs are heavily linked to technology affordance, which concerns what a service could afford based on the user's perception and goals. By understanding the technology affordance of their service, Spotify and other MSS providers can formulate a solution that could boost user retention and their overall revenue. The study aims to identify the technology affordance of MSS and how it affects the user’s continuance intention and subscription intention, especially on Spotify. The study identified MSS technology affordances through grounded theory approaches. There are four key technology affordances of MSS: exploration, listening control, playlisting, and social connectivity. The study continued with the integration of MSS technology affordances with expectation-confirmation model (ECM). It was found that subscription intention is influenced by continuance intention, continuance intention is influenced by perceived usefulness and satisfaction, in which these two factors are influenced by confirmation. Lastly, perceived usefulness was influenced by all of the identified MSS technology affordances, in which two factors with the greatest influence were exploration affordance and listening control affordance. The study findings could be developed for future research and stand as suggestions for MSS providers to develop user-centered services."

"Perkembangan internet dan smartphone mendorong berbagai kegiatan, salah satunya pembayaran, untuk dilakukan secara online dengan memanfaatkan teknologi mobile. Saat ini bank sudah mulai menyediakan layanan digital only bank. Namun, masih banyak pro-kontra terkait bank digital di Indonesia. Oleh karena itu, penelitian ini bertujuan untuk meneliti adopsi digital banking yang melibatkan perpindahan kepercayaan dari suatu e-commerce yang sudah banyak dipercayai dengan menggunakan teori trust transfer beserta faktor-faktor customer experience yang memengaruhi proses trust transfer tersebut. Penelitian ini menggunakan studi kasus bank digital SeaBank dengan e-commerce Shopee yang memiliki satu parent group yang sama yaitu Sea Group. Pendekatan kuantitatif pada penelitian ini memanfaatkan data dari penyebaran kuesioner daring dengan total 629 responden. Kemudian, data diolah menggunakan metode partial least squares structural equation modeling (PLS-SEM) dengan perangkat lunak SmartPLS 4. Hasil analisis data menunjukkan faktor customer cost, convenience, perceived ease of use, informativeness, dan relationship investment berpengaruh secara positif kepada trust in Shopee. Lalu, faktor customisation, customer cost, dan relationship investment berpengaruh secara positif kepada loyalty to Shopee. Selain itu, ditemukan bahwa trust in Shopee dan loyalty to Shopee memengaruhi trust in SeaBank secara positif, serta trust in SeaBank memengaruhi intention to use SeaBank secara positif, sehingga penelitian ini memperkuat teori trust transfer. Di lain sisi, faktor customisation tidak memengaruhi trust in Shopee dan faktor convenience, perceived ease of use, dan informativeness tidak memengaruhi loyalty to Shopee. Namun, penolakan beberapa hipotesis tersebut telah divalidasi oleh enam narasumber wawancara yang merupakan pengguna aktif Shopee. Implikasi teoritis penelitian ini adalah perluasan mengenai pengaruh customer experience terhadap value yang diberikan perusahaan kepada customer, dapat meningkatkan kepercayaan dan kesetiaan pengguna sekaligus memberikan fakta baru mengenai proses trust transfer hingga menjadi intention to use antara Shopee dengan SeaBank dalam konteks customer experience.

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The development of the internet and smartphones has facilitated various activities, including online payments, by leveraging mobile technology. Currently, banks have begun offering digital-only banking services. However, there are still many pros and cons related to digital banks in Indonesia. Therefore, this research aims to examine the adoption of digital banking, involving the transfer of trust from a well-established e-commerce platform, using the trust transfer theory and the factors of customer experience that influence this trust transfer process. This study focuses on the case of SeaBank, a digital bank, and Shopee, an e-commerce platform, which share the same parent group, Sea Group. The quantitative approach in this research utilizes data collected through online questionnaires with a total of 629 respondents. The data is then analyzed using the partial least squares structural equation modeling (PLS-SEM) method with SmartPLS4 software. The results of the data analysis show that factors such as customer cost, convenience, perceived ease of use, informativeness, and relationship investment have a positive influence on trust in Shopee. Furthermore, customisation, customer cost, and relationship investment have a positive impact on loyalty to Shopee. Additionally, trust in Shopee and loyalty to Shopee positively affect trust in SeaBank, and trust in SeaBank positively influences the intention to use SeaBank, thus strengthening the trust transfer theory. On the other hand, customisation does not affect trust in Shopee, and factors such as convenience, perceived ease of use, and informativeness do not influence loyalty to Shopee. However, the rejection of these hypotheses has been validated by six interviewees who are active Shopee users. The theoretical implications of this research include expanding the understanding of the influence of customer experience on the value provided by companies to customers, which can enhance user trust and loyalty, while also providing new insights into the trust transfer process leading to the intention to use between Shopee and SeaBank in the context of customer experience."