Akta perjanjian pengakuan hutang dan akta personal guarantee yang tidak dapat ditagih kepada penjamin karena adanya keterangan palsu: studi putusan Pengadilan Negeri Surabaya nomor 2656/Pid.B/2019/PN Sby = Debt confession agreement deed and personal guarantee deed that cannot be billed from the guarantor due to false information: Surabaya District Court decision study nomor 2656/Pid.B/2019/PN Sby