Legal standing of collective investment contract as a legal entity in Indonesian legislation (Legal analysis on financial services authority (OJK) regulation no.23/POJK.04/2016 concerning mutual funds in the form of collective investment contract) = Kedudukan hukum kontrak investasi kolektif sebagai badan hukum dalam peraturan perundang-undangan indonesia (Analisis hukum peraturan otoritas jasa keuangan (POJK) no.23/POJK.04/2016 tentang reksa dana berbentuk kontrak investasi kolektif).