Hasil Pencarian  ::  Simpan CSV :: Kembali

"ABSTRAK

Penelitian ini bertujuan untuk meneliti pengaruh krisis keuangan global 2008 terhadap tingkat disiplin pasar di ASEAN-6, yang terdiri dari Indonesia, Malaysia, Singapura, Thailand, Filipina dan Vietnam. Selain itu, peneliti juga melakukan penelitian tambahan khusus untuk Indonesia. Variabel yang digunakan untuk menjelaskan struktur modal adalah pertumbuhan deposit bank, sementara tingkat risiko bank dijelaskan oleh ROA, rasio kredit terhadap aset dan rasio modal terhadap aset. Penelitian ini menggunakan sampel yang meliputi sekitar 125 bank di ASEAN-6 dan Indonesia pada periode 2004-2013. Dengan menggunakan first-difference GMM, secara umum peneliti menemukan fakta bahwa krisis keuangan global 2008 memperlemah tingkat disiplin pasar di ASEAN-6 dan Indonesia.

---

ABSTRACT

This research aims to examine the impact of the 2008 global financial crisis on market discipline in ASEAN-6, consist of Indonesia, Malaysia, Singapore, Philippine, Thailand and Vietnam. Moreover, the author also did additional research with data from Indonesia. The determinants that represent market discipline is banks’ deposit growth while the banks’ risks are represented by ROA, loans to total assets ratio and equity to total asset ratio. This research uses sample from around 125 banks in ASEAN-6 and Indonesia within the period of 2004-2013. By using first difference GMM, generally, the author found a fact that on average market discipline weakens after the 2008 global financial crisis in ASEAN-6 and Indonesia.

"

"ABSTRAKPenelitian ini bertujuan untuk mengetahui tingkat efisiensi perbankan syariah dan konvensional pada periode sebelum dan setelah krisis serta mengetahui faktor yang mempengaruhi tingkat efisiensi selama periode penelitian. Dengan menggunakan metode Data Envelopment Analysis (DEA), secara signifikan perbankan konvensional lebih efisien daripada perbankan syariah, baik sebelum maupun setelah krisis. Selanjutnya ditemukan juga bahwa pada perbankan syariah, ukuran bank, permodalan, dan tingkat risiko kredit secara signifikan mempengaruhi Overall Technical Efficiency (OTE). Sedangkan Pure Technical Efficiency (PTE) dipengaruhi oleh profitabilitas, ukuran bank, dan permodalan, sementara Scale Efficiency (SE) hanya dipengaruhi oleh ukuran bank dan risiko kredit. Pada perbankan konvensional Overall Technical Efficiency (OTE) secara signifikan dipengaruhi oleh permodalan dan likuiditas. Selanjutnya Pure Technical Efficiency (PTE) dipengaruhi oleh tingkat profitabilitas, risiko kredit, dan likuiditas, sementara itu Scale Efficiency (SE) dipengaruhi oleh permodalan dan likuiditas.

---

ABSTRACTThis study aims to compare the efficiency of Islamic banks with conventional banks before and after global financial crisis and to know the determinants of the efficiency. By using Data Envelopment Analysis (DEA) method, the study finds that conventional banks are more efficient than Islamic banks over the observation periods. In addition, this study also finds that bank size, capitalization, and credit risk of Islamic banks are significantly influence Overall Technical Efficiency (OTE). Meanwhile Pure Technical Efficiency (PTE) is influenced by profitability, bank size, and capitalization. Scale Efficiency (SE) is influenced by bank size and credit risk. On the other hand, conventional banks? Overall Technical Efficiency (OTE) is significantly influenced by capitalization and liquidity. Furthermore, Pure Technical Efficiency (PTE) is influenced by profitability, credit risk, and liquidity. Scale Efficiency (SE) is influenced by capitalization and liquidity."

"ABSTRAKSebagai salah satu bank big four di Australia, The Commonwealth Bank of Australiatidak luput dari berbagai macam skandal dalam lima tahun terakhir. Selama bertahun-tahun,CBA beberapa kali terungkap telah melanggar Kode Etiknya sendiri termasuk penipuankeuangan dan pelanggaran privasi informasi pelanggan. Sebagai bank yang sangatmengandalkan teknologi informasi, tata kelola internal CBA terkait sistem informasi belumsepenuhnya efektif terbukti dengan pembobolan yang dilakukan oleh personelnya sendiribeberapa tahun terakhir ini. Terlepas dari semua hal di atas, pandangan CBA tentang CorporateSocial Responsibility dapat dilihat melalui Code of Conduct CBA yang secara khususmembahas pedoman tentang pengambilan keputusan yang akan memengaruhi consumer danmasyarakat

---

ABSTRACTBeing one of Australia`s big four banks, The Commonwealth Bank of Australia(CBA) is still not free from scandals in the past five years. Throughout the years, CBA wasexposed several times for having breached its own Code of Conduct including financial fraudand breach of customer information privacy. As a bank that relies heavily on informationtechnology, CBA`s internal governance concerning information system is not entirely effectiveproven by breaches done by its own personnel in the recent years. Despite all of the above,CBA`s views on Corporate Social Responsibilities can be seen through its Code of Conductwhich specifically addresses guidelines about decision makings that would affect thecommunity."

"ABSTRAK Tesis ini membahas mengenai perumusan strategi operasi PT. XYZ dalamoptimalisasi fungsi layanan mobile branch (kas mobil) sebagai perpanjangantangan cabang permanen. Mobile Branch Operational & Enhancement Divisionsebagai unit yang mengembangkan layanan kas mobil belum memiliki strategioperasi yang dapat dijadikan acuan untuk mengoptimalkan dan mengembangkanfungsi layanan ini. Selama ini layanan kas mobil lebih banyak difungsikan sebagaiservice point. Strategi operasi dirumuskan dengan menggunakan pendekatanmodel Slack. Hasil dari perumusan strategi operasi menunjukkan bahwa PT. XYZperlu melakukan peningkatan kapasitas dan pengembangan organisasi untukmengoptimalkan fungsi kas mobil, tidak hanya sebagai service point, tetapi jugaacquisition channel.

---

ABSTRAK This thesis focused on the PT. XYZ operation strategy formulation in optimizingmobile branch service as the extension of permanent branch. Mobile BranchOperational & Enhancement Division as a unit who developed mobile branchservice do not yet have an operation strategy that can be used as a reference inoptimizing the function of this service. During this time the mobile branch servicewas functioned only as a service point. Operating strategy was formulated usingSlack model. The results of operation strategy formulation suggests that PT. XYZneeds to improve capacity and organizational development to optimize mobilebranch service, not only as a service point, but also acquisition channel."

"How and why do strategic perspectives of financial institutions differ by class and region? Strategies of Banks and Other Financial Institutions: Theories and Cases is an introduction to global financial institutions that presents both theoretical and actual aspects of markets and institutions. The book encompasses depository and non-depository Institutions; money markets, bond markets, and mortgage markets; stock markets, derivative markets, and foreign exchange markets; mutual funds, insurance, and pension funds; and private equity and hedge funds. It also addresses Islamic financing and consolidation in financial institutions and markets. Featuring up-to-date case studies in its second half, Strategies of banks and other financial institutions proposes a useful theoretical framework and strategic perspectives about risk, regulation, markets, and challenges driving the financial sectors."

"ABSTRAKKrisis keuangan sebelumnya telah menunjukkan pentingnya risiko dalam siklus keuangan dan bisnis dalam perekonomian. Studi ini melakukan analisis terhadap tiga siklus penting dalam perekonomian, yaitu i siklus bisnis ndash; risiko makro, ii siklus kredit dan iii siklus risiko, serta dampak ketiga siklus tersebut pada performa bank individu. Kami melakukan analisis respon siklus kredit dan siklus risiko dan konsekuensinya kepada performa bank individu. Kami menggunakan data indonesia untuk periode 2005q1-2014q4. Kami menggunakan data panel unbalanced neraca individu bank dengan pendekatan Panel Vector Autoregressive berdasarkan metode estimasi GMM dengan menggunakan perangkat estimasi PVAR yang dikembangkan oleh Abrigo dan Love 2015 . Hasil estimasi menunjukkan hubungan dinamis antara siklus bisnis ndash; risiko makro dengan siklus risiko finansial. Studi ini juga mempelihatkan peranan penting siklus risiko dalam mempengaruhi performa bank. Serta, kami juga menunjukkan eksistensi fenomena financial accelerator pada sistem perbankan Indonesia, dimana siklus finansial mendahului siklus bisnis ndash; risiko makro.

---

ABSTRACT

The previous financial crisis has revealed the importance of risk in the financial and business cycle within the economy. This paper examines relationship among three cycles in the economy, namely i business cycle macro risk, ii credit cycle and iii risk cycle, and their impacts toward individual bank performance. We examine the responses of individual bank credit cycle and risk cycle toward a shock in business cycle macro risk and its consequence to the bank performance. We use Indonesian data for period of 2005q1 to 2014q4. We use unbalanced panel data of individual banks rsquo balance sheet with Panel Vector Autoregressive approach based on GMM style estimation by implementing PVAR package developed by Abrigo and Love 2015 . The result shows dynamic relationship between business cycle macro risk and financial risk cycles. The study also observes prominent role of risk cycles in driving bank performance. We also show the existence of financial accelerator phenomenon in Indonesian banking system, in which financial cycles precede the business cycle macro risk."